UL, OL,   {margin-top: 0px; margin-bottom: 0px; padding-top: 0px; padding-bottom: 0px;}

TH, TD, P,  {font-size: 12px; font-weight: 400; color: 000000; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}

 h1 {font-size: 16px; font-weight: 800;                     text-decoration: none; color: 005699; line-height: 18px; padding-left: 10px; padding-right: 10px; padding-top: 8px; padding-bottom: 3px; margin: 0px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
 h2 {font-size: 13px; font-weight: 800;                     text-decoration: none; color: 005699; line-height: 15px; padding-left: 10px; padding-right: 10px; padding-top: 3px; padding-bottom: 3px; margin: 0px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
 h3 {font-size: 11px; font-weight: 800; font-style: italic; text-decoration: none; color: 005699; line-height: 14px; padding-left: 10px; padding-right: 10px; padding-top: 0px; padding-bottom: 3px; margin: 0px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
 h4 {font-size: 11px; font-weight: 800;                     text-decoration: none; color: 005699; line-height: 14px; padding-left: 10px; padding-right: 10px; padding-top: 3px; padding-bottom: 3px; margin: 0px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}

.nav-background {background-image: url(images/nav_background.jpg); background-repeat: no-repeat;}

A:link         {font-size: 12px; font-weight: 400; color: 005699; text-decoration: underline; line-height: 20px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A:active       {font-size: 12px; font-weight: 400; color: 005699; text-decoration: underline; line-height: 20px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A:visited      {font-size: 12px; font-weight: 400; color: 005699; text-decoration: underline; line-height: 20px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A:hover        {font-size: 12px; font-weight: 400; color: DEB9AE; text-decoration: underline; line-height: 20px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}

 .copy	       {font-size: 12px; font-weight: 400; color: 000000; text-decoration: none;      line-height: 20px; padding-left: 10px; padding-right: 10px; padding-bottom: 10px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.copy:link	   {font-size: 12px; font-weight: 400; color: 005699; text-decoration: underline; line-height: 20px; padding-left: 10px; padding-right: 10px; padding-bottom: 10px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.copy:active  {font-size: 12px; font-weight: 400; color: 005699; text-decoration: underline; line-height: 20px; padding-left: 10px; padding-right: 10px; padding-bottom: 10px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.copy:visited {font-size: 12px; font-weight: 400; color: 005699; text-decoration: underline; line-height: 20px; padding-left: 10px; padding-right: 10px; padding-bottom: 10px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;} 
A.copy:hover   {font-size: 12px; font-weight: 400; color: DEB9AE; text-decoration: underline; line-height: 20px; padding-left: 10px; padding-right: 10px; padding-bottom: 10px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}

 .nav	      {font-size: 13px; font-weight: 600; color: FFFFFF; text-decoration: none;      line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.nav:link	  {font-size: 13px; font-weight: 600; color: FFFFFF; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.nav:active  {font-size: 13px; font-weight: 600; color: FFFFFF; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.nav:visited {font-size: 13px; font-weight: 600; color: FFFFFF; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;} 
A.nav:hover   {font-size: 13px; font-weight: 600; color: DEB9AE; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}

 .nav-on	     {font-size: 13px; font-weight: 600; color: DEB9AE; text-decoration: none;      line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.nav-on:link	 {font-size: 13px; font-weight: 600; color: DEB9AE; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.nav-on:active  {font-size: 13px; font-weight: 600; color: DEB9AE; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.nav-on:visited {font-size: 13px; font-weight: 600; color: DEB9AE; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;} 
A.nav-on:hover   {font-size: 13px; font-weight: 600; color: DEB9AE; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}

 .nav-bars	       {font-size: 13px; font-weight: 600; color: FFFFFF; letter-spacing: -4px; text-decoration: none;      line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.nav-bars:link	   {font-size: 13px; font-weight: 600; color: FFFFFF; letter-spacing: -4px; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.nav-bars:active  {font-size: 13px; font-weight: 600; color: FFFFFF; letter-spacing: -4px; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.nav-bars:visited {font-size: 13px; font-weight: 600; color: FFFFFF; letter-spacing: -4px; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;} 
A.nav-bars:hover   {font-size: 13px; font-weight: 600; color: FFFFFF; letter-spacing: -4px; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}

 .sub-nav	      {font-size: 10px; font-weight: 600; color: 005699; text-decoration: none;      line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.sub-nav:link	  {font-size: 10px; font-weight: 600; color: 005699; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.sub-nav:active  {font-size: 10px; font-weight: 600; color: 005699; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.sub-nav:visited {font-size: 10px; font-weight: 600; color: 005699; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;} 
A.sub-nav:hover   {font-size: 10px; font-weight: 600; color: FFFFFF; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}

 .sub-nav-on	     {font-size: 10px; font-weight: 600; color: FFFFFF; text-decoration: none;      line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.sub-nav-on:link	 {font-size: 10px; font-weight: 600; color: FFFFFF; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.sub-nav-on:active  {font-size: 10px; font-weight: 600; color: FFFFFF; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.sub-nav-on:visited {font-size: 10px; font-weight: 600; color: FFFFFF; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;} 
A.sub-nav-on:hover   {font-size: 10px; font-weight: 600; color: FFFFFF; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}

 .sub-nav-bars	       {font-size: 10px; font-weight: 600; color: 005699; letter-spacing: -3px; text-decoration: none;      line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.sub-nav-bars:link	   {font-size: 10px; font-weight: 600; color: 005699; letter-spacing: -3px; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.sub-nav-bars:active  {font-size: 10px; font-weight: 600; color: 005699; letter-spacing: -3px; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.sub-nav-bars:visited {font-size: 10px; font-weight: 600; color: 005699; letter-spacing: -3px; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;} 
A.sub-nav-bars:hover   {font-size: 10px; font-weight: 600; color: 005699; letter-spacing: -3px; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}

 .interior-nav	       {font-size: 14px; font-weight: 500; color: 005699; text-decoration: none;      line-height: 10px; margin-left: 30px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.interior-nav:link	   {font-size: 14px; font-weight: 500; color: 005699; text-decoration: underline; line-height: 10px; margin-left: 30px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.interior-nav:active  {font-size: 14px; font-weight: 500; color: 005699; text-decoration: underline; line-height: 10px; margin-left: 30px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.interior-nav:visited {font-size: 14px; font-weight: 500; color: 005699; text-decoration: underline; line-height: 10px; margin-left: 30px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;} 
A.interior-nav:hover   {font-size: 14px; font-weight: 500; color: DEB9AE; text-decoration: underline; line-height: 10px; margin-left: 30px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}

 .interior-nav-on   	  {font-size: 14px; font-weight: 500; color: 005699; text-decoration: none;      line-height: 10px; margin-left: 30px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.interior-nav-on:link    {font-size: 14px; font-weight: 500; color: 005699; text-decoration: underline; line-height: 10px; margin-left: 30px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.interior-nav-on:active  {font-size: 14px; font-weight: 500; color: 005699; text-decoration: underline; line-height: 10px; margin-left: 30px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.interior-nav-on:visited {font-size: 14px; font-weight: 500; color: 005699; text-decoration: underline; line-height: 10px; margin-left: 30px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;} 
A.interior-nav-on:hover   {font-size: 14px; font-weight: 500; color: 005699; text-decoration: underline; line-height: 10px; margin-left: 30px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}

 .footer-nav	     {font-size: 10px; font-weight: 400; color: 999999; text-decoration: none;      line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.footer-nav:link	 {font-size: 10px; font-weight: 400; color: 999999; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.footer-nav:active  {font-size: 10px; font-weight: 400; color: 999999; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.footer-nav:visited {font-size: 10px; font-weight: 400; color: 999999; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;} 
A.footer-nav:hover   {font-size: 10px; font-weight: 400; color: 005699; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}

 .footer-nav-on	        {font-size: 10px; font-weight: 400; color: 005699; text-decoration: none;      line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.footer-nav-on:link    {font-size: 10px; font-weight: 400; color: 005699; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.footer-nav-on:active  {font-size: 10px; font-weight: 400; color: 005699; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.footer-nav-on:visited {font-size: 10px; font-weight: 400; color: 005699; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;} 
A.footer-nav-on:hover   {font-size: 10px; font-weight: 400; color: 005699; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}

 .footer-nav-bars	      {font-size: 10px; font-weight: 400; color: 999999; letter-spacing: -2px; text-decoration: none;      line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.footer-nav-bars:link	  {font-size: 10px; font-weight: 400; color: 999999; letter-spacing: -2px; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.footer-nav-bars:active  {font-size: 10px; font-weight: 400; color: 999999; letter-spacing: -2px; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.footer-nav-bars:visited {font-size: 10px; font-weight: 400; color: 999999; letter-spacing: -2px; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;} 
A.footer-nav-bars:hover   {font-size: 10px; font-weight: 400; color: 999999; letter-spacing: -2px; text-decoration: underline; line-height: 18px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}

 .tight	         {font-size: 11px; font-weight: 400; color: 000000; text-decoration: none;      line-height: 15px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.tight:link	 {font-size: 11px; font-weight: 400; color: 005699; text-decoration: underline; line-height: 15px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.tight:active   {font-size: 11px; font-weight: 400; color: 005699; text-decoration: underline; line-height: 15px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.tight:visited  {font-size: 11px; font-weight: 400; color: 005699; text-decoration: underline; line-height: 15px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;} 
A.tight:hover    {font-size: 11px; font-weight: 400; color: DEB9AE; text-decoration: underline; line-height: 15px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}

 .sub-head	        {font-size: 13px; font-weight: 600; color: 005699; text-decoration: none;      line-height: 15px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.sub-head:link	    {font-size: 13px; font-weight: 600; color: 005699; text-decoration: underline; line-height: 15px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.sub-head:active   {font-size: 13px; font-weight: 600; color: 005699; text-decoration: underline; line-height: 15px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.sub-head:visited  {font-size: 13px; font-weight: 600; color: 005699; text-decoration: underline; line-height: 15px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;} 
A.sub-head:hover    {font-size: 13px; font-weight: 600; color: DEB9AE; text-decoration: underline; line-height: 15px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}

 .sub-sub-head	        {font-size: 11px; font-weight: 600; font-style: italic; color: 005699; text-decoration: none;      line-height: 15px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.sub-sub-head:link	    {font-size: 11px; font-weight: 600; font-style: italic; color: 005699; text-decoration: underline; line-height: 15px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.sub-sub-head:active   {font-size: 11px; font-weight: 600; font-style: italic; color: 005699; text-decoration: underline; line-height: 15px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.sub-sub-head:visited  {font-size: 11px; font-weight: 600; font-style: italic; color: 005699; text-decoration: underline; line-height: 15px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;} 
A.sub-sub-head:hover    {font-size: 11px; font-weight: 600; font-style: italic; color: DEB9AE; text-decoration: underline; line-height: 15px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}

 .block-indent         {margin-left: 10pt; display: block;}
A.block-indent:link    {margin-left: 10pt; display: block;}
A.block-indent:active  {margin-left: 10pt; display: block;}
A.block-indent:visited {margin-left: 10pt; display: block;}
A.block-indent:hover   {margin-left: 10pt; display: block;}

 .disclaimer         {font-size:  9px; font-weight: 400; text-decoration: none;      color: 000000; line-height: 12px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.disclaimer:link    {font-size:  9px; font-weight: 400; text-decoration: underline; color: 005699; line-height: 12px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.disclaimer:active  {font-size:  9px; font-weight: 400; text-decoration: underline; color: 005699; line-height: 12px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.disclaimer:visited {font-size:  9px; font-weight: 400; text-decoration: underline; color: 005699; line-height: 12px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.disclaimer:hover   {font-size:  9px; font-weight: 400; text-decoration: underline; color: DEB9AE; line-height: 12px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}

 .copyright         {font-size:  9px; font-weight: 400; text-decoration: none;      color: 999999; line-height: 10px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.copyright:link    {font-size:  9px; font-weight: 400; text-decoration: underline; color: 999999; line-height: 10px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.copyright:active  {font-size:  9px; font-weight: 400; text-decoration: underline; color: 999999; line-height: 10px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.copyright:visited {font-size:  9px; font-weight: 400; text-decoration: underline; color: 999999; line-height: 10px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}
A.copyright:hover   {font-size:  9px; font-weight: 400; text-decoration: underline; color: 005699; line-height: 10px; font-family: Verdana, Arial, Helvetica, New York, Geneva, sans-serif;}